Ameriplan People?

I am almost convinced of signing up for a company called ameriplan. My only problem with it is I don't know if it really is legit. It really sounds it, but I don't want ripped off. It is $50. to start and there on from every month. I want to hear from people who are or had worked for them and they're experiences with this company and about selling the product. Also what exactly do you do online?